Rene Munoz

Mortgage Loan Originator

NMLS# 242107

281.541.1948

Repayment Options for VA Loans

Repayment Options for VA Loans

When it comes to buying a home, the mortgage choices can be as diverse as the neighborhoods themselves. One standout option designed to lend a hand to veterans, active-duty service members, and eligible spouses in their quest for homeownership is the VA h

Sep 21, 2023 | VA Loans

Do VA Entitlements Ever Expire?

Do VA Entitlements Ever Expire?

One of the perks of serving our country in the military is being able to take part in the VA home loan program, with its zero down payment rules and excellent interest rates. This government-backed mortgage program empowers active-duty military personnel

Aug 29, 2023 | VA Loans

How To Refinance into a VA Loan

How To Refinance into a VA Loan

VA loans, mortgages designed for active or veteran military members, have some of the best terms in the market. If you have a conventional mortgage but qualify for a VA loan, you may want to consider refinancing to take advantage of the many rates and ter

Aug 17, 2023 | VA Loans

Does the VA Offer Reverse Mortgages?

Does the VA Offer Reverse Mortgages?

If you are a veteran and looking for ways to tap your equity in retirement, you may be wondering about the possibility of using a reverse mortgage. Is a reverse mortgage right for you and does the VA offer them? What is a Reverse Mortgage? A reverse mortg

Aug 15, 2023 | VA Loans Reverse Mortgage

How Do VA Loan Rates Compare to Other Loans?

How Do VA Loan Rates Compare to Other Loans?

If you are an active-duty or veteran military service person, VA home loans are an incredible home loan option; the fees are low, no down payment is required, and there is technically no minimum credit score bar to clear. In fact, 90% of VA loans are made

Aug 08, 2023 | VA Loans

Can I Get a VA Loan After Leaving Military Service?

Can I Get a VA Loan After Leaving Military Service?

Home loans sponsored by the Department of Veteran Affairs, or VA loans, are an amazing resource for active duty military personnel. They offer low interest rates and do not require down payments. But what about if you have ended your military service? Can

Jun 22, 2023 | VA Loans